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Your Value-Added Motor Insurance Plan which offers comprehensive coverage with a selection of special authorized workshop for accident repairs.

Under this plan, claims-related repairs are required to be carried out at authorised workshops of AIG Asia Pacific Insurance Pte. Ltd. which are conveniently located throughout Singapore.

For vehicles less than 3 years old, you have the option to have accident repairs done at the sole agent’s workshop(s).

100% Indemnity with New-for-Old Replacement

In the unfortunate event of a total loss of the insured vehicle due to an accident, AutoPlus will pay you the full purchase price to buy a brand new car (of the same make and model) if the insured vehicle is less than 12 months old from initial registration. In other words, you get a new car in replacement of the old.

Personal Accident Cover of Up to $50,000 for the Insured

This benefit pays over and above other personal accident or life insurance in the event of death or permanent disability due to an accident while travelling in a car. It simply means added protection not only for you but for your loved ones too.

Enjoy Waiver of Excess on Your Accident Repairs

With 50% No Claim Discount (NCD) entitlement, S$600* repair excess will be waived for your first claim at any of the Chartis authorised workshops. For NCD less than 50%, you can enjoy a S$300* repair excess waiver.

Peace of Mind with 24-Hour Free Breakdown Towing

At no time will you be left in the lurch, we will be there to help. Not just to tow your car away in case of an accident, but to give roadside assistance when there is a mechanical problem. We provide this service absolutely free anywhere in Singapore.

Protection for Your Car Key up to S$800

In the event of theft, robbery or break-in, AutoPlus will cover the cost of replacing your vehicle lock and car key. In addition, AutoPlus will cover the cost of engaging a locksmith or towing services company should you accidentally lock your key in the car (S$50 excess applies).

More Benefits to Give You More Protection
  • Windscreen cover with automatic reinstatement. (S$100* excess applies)
  • Cover for liability to your passengers.
  • Cover for third party liabilities due to negligence of your passengers.
  • Personal accident cover for passengers of up to S$10,000 each.
  • Medical expenses incurred by the policyholder, authorised driver and/or passengers of up to S$300 each.
  • Cover for loss or damage directly caused by an intentional act of a party during a strike, riot, or lockout.
  • Cover for flood and windstorm damages.
  • Claims-related accident towing.
  • 24-hour Emergency Hotline for breakdown and medical assistance referral services in Singapore and West Malaysia.
  • 24-hour claims procedure enquiries assistance service.
“Customise” Your Insurance Coverage

Now you have the flexibility of customising your insurance coverage to suit your own driving needs!

(1) Age Condition Policy

Do you require coverage for younger drivers? If not, you may enjoy a lower premium by setting an age condition to your policy. The higher the age condition, the lower the premium!

Choose from the following options:
  • All age condition+
  • 30 years old & above age condition
  • 35 years old & above age condition
  • 40 years old & above age condition
Please note that coverage will only be provided for insured and authorised drivers who meet the age condition you have selected.

* If you require coverage for younger drivers, you may opt for an “All Age Condition” policy.

(2) Premium Flexibility through Policy Excess Option

Depending on your preference, you can either increase or reduce your policy excess by paying a different premium. Excess can be increased to a maximum of S$3,000*.

(3) Loss of Use Benefit - Usage of Replacement Car For Up to 10 Days

We understand the inconvenience and frustration of not having the use of your car. Therefore, when your car is laid up for accident repairs at the workshop, we will provide you with a replacement car for up to 10 days with guaranteed availability. As an added convenience,we will deliver the replacement car to your designated location and pick it up from where you left it, anywhere within Singapore.

Loss of Use Benefit Additional Premium (inclusive of 7% GST)
1200cc - 1300cc (Manual) S$72.76
1500cc - 1600cc S$94.16
1800cc - 2000cc S$115.56
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Important Notice
An Elderly, Young and/or Inexperienced Driver Excess (EYIDR) of S$3,000* in addition to the Policy Excess applies to You or an Authorised Driver (Named and Un-named) who is above the age of 65, below the age of 23 (if applicable) and/or has less than 2 years’ driving experience.

Note: All benefits are subject to policy terms, conditions and exclusions.
* GST will apply to all excess amounts stated.


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